Browse Ideas

1037 ideas

Discover validated software ideas with real demand.

Finance🟠 HN
Dec 29

Side project profit/loss tracker

I run multiple side projects with various costs (domains, hosting, APIs). Need a simple dashboard to see which projects are profitable, track expenses by project, and calculate true ROI.

AI Score
🔥 8/10
idealabsidealabs
$15/mo
Finance𝕏 X
Dec 31

Automated invoice reconciliation for agencies

Matching client payments to invoices across multiple projects is a nightmare. Need AI that automatically reconciles payments, identifies discrepancies, and flags overdue accounts.

AI Score
🔥 8/10
idealabsidealabs
$30/mo
Finance💡 IH
Jan 1

Stripe revenue recovery optimization

Reduce failed payments with smart retry logic, dunning emails, and payment method updates. Recover up to 5% of lost revenue.

idealabsidealabs
$0/mo
Finance🟠 HN
Dec 29

SaaS spending tracker with renewal alerts

I subscribe to dozens of SaaS tools and lose track. Need a tool that connects to my email/bank, finds all subscriptions, tracks spending trends, and alerts me before annual renewals so I can cancel unused ones.

AI Score
🔥 8/10
idealabsidealabs
$20/mo
Finance🔗 Reddit
Dec 29

Expense tracker with statistical analysis and predictions

I want an expense tracker that doesnt just categorize spending, but actually analyzes patterns, predicts future expenses, and tells me if Im on track for my goals with real statistical insights.

AI Score
🔥 8/10
idealabsidealabs
$25/mo
Finance🟠 HN
Dec 29

International contractor payment optimizer

Paying international contractors gets expensive with wire fees and bad FX rates. Need a tool that compares Wise, PayPal, Mercury, etc. for each payment and recommends the cheapest option.

AI Score
🔥 8/10
idealabsidealabs
$25/mo
Finance💡 IH
Jan 1

Creator income diversification planner

Analyze your revenue streams, identify concentration risks, and get AI suggestions for new monetization opportunities based on your audience.

idealabsidealabs
$29/mo
Finance🟠 HN
Dec 29

Startup runway calculator with scenario modeling

Simple runway calculators arent enough. I need one where I can model scenarios - what if we raise? What if we cut costs by 20%? What if growth slows? Interactive financial modeling for founders.

AI Score
🔥 8/10
idealabsidealabs
$40/mo
Finance💡 IH
Jan 1

Carbon accounting for SMBs

Simple carbon footprint tracking for small businesses. Calculate scope 1-3 emissions, generate ESG reports, and find reduction opportunities.

idealabsidealabs
$99/mo
Finance🟠 HN
Dec 29

LLM API cost auditing tool

I use GPT-4, Claude, and other AI APIs across multiple projects. Need a dashboard that tracks API usage, compares costs across providers, alerts on unexpected spikes, and suggests cheaper alternatives.

AI Score
🔥 8/10
idealabsidealabs
$35/mo
Finance𝕏 X
Dec 31

Subscription stack analyzer for finance teams

My company has dozens of SaaS subscriptions and nobody knows the total cost. Need a tool that finds all subscriptions from bank/card data, identifies duplicates, and helps consolidate or cancel unused ones.

AI Score
🔥 8/10
idealabsidealabs
$40/mo
Finance𝕏 X
Dec 31

Real-time commodity price API for traders

I need live commodity prices (metals, grains, energy) with historical data via a simple API. Current options are either expensive enterprise solutions or unreliable free services.

AI Score
🔥 8/10
idealabsidealabs
$50/mo
Finance𝕏 X
Dec 31

AI sales forecasting for bootstrapped startups

Enterprise forecasting tools are too complex and expensive. I need simple AI that predicts revenue based on my pipeline, historical trends, and seasonality without needing a data team.

AI Score
🔥 8/10
idealabsidealabs
$35/mo
Finance𝕏 X
Dec 31

Outcome-based pricing calculator for SaaS

I want to switch from seat-based to outcome-based pricing but dont know how to price it. Need a tool that models different pricing scenarios based on customer usage patterns and willingness to pay.

AI Score
🔥 8/10
idealabsidealabs
$25/mo
Finance🔗 Reddit
Dec 29

Freelancer finance app for irregular income

Most budgeting apps assume regular paychecks. As a freelancer, I need one that handles variable income, multiple clients, estimated taxes, invoicing, and expense tracking all in one place.

AI Score
🔥 8/10
idealabsidealabs
$35/mo
Finance🔗 Reddit
Dec 29

Kids financial literacy app with virtual piggy bank

Teaching my kids about money is hard. Need an app with gamification, virtual allowance management, savings goals, and parental controls. Should make learning about money actually fun.

AI Score
🔥 8/10
idealabsidealabs
$15/mo
Finance🔗 Reddit
Dec 29

Smart budget app with location-based suggestions

Want a finance app that connects to my accounts, knows my budget for dining out, and when I open Google Maps near restaurants, shows me which ones fit my remaining budget for the month.

AI Score
🔥 8/10
idealabsidealabs
$20/mo
Finance🔗 Reddit
Dec 29

Subscription tracker that catches sneaky price increases

I have too many subscriptions and they keep quietly raising prices. Need an app that tracks all subscriptions, alerts me to price changes, and shows total monthly spend with cancellation reminders.

AI Score
🔥 8/10
idealabsidealabs
$12/mo
Finance💡 IH
Jan 1

Fintech toolkit for micro-businesses

Banking, invoicing, expenses, and tax calculation in one app. Designed for side hustlers and one-person businesses.

idealabsidealabs
$15/mo
Finance💡 IH
Jan 1

Crypto tax automation for active traders

Import trades from all exchanges, calculate gains, losses, and taxable events. Generate tax forms for your accountant.

idealabsidealabs
$99/mo
Finance💡 IH
Jan 1

Revenue-based financing marketplace

Connect SaaS companies with revenue-based financing options. Compare terms, apply to multiple lenders, and fund growth without dilution.

idealabsidealabs
$0/mo
Finance💡 IH
Jan 1

Multi-entity financial consolidation

Roll up financials from multiple LLCs, holding companies, and entities. See the complete picture of your entrepreneurial portfolio.

idealabsidealabs
$99/mo
Finance💡 IH
Jan 1

Investment simulation for beginners

Practice investing with paper money before risking real cash. Learn market dynamics, test strategies, and build confidence.

idealabsidealabs
$5/mo
Finance💡 IH
Jan 1

Bill splitting app for shared subscriptions

Split Netflix, Spotify, and other shared subscriptions fairly. Automate collection and handle the awkward money conversations.

idealabsidealabs
$2/mo
Finance💡 IH
Jan 1

Automated bookkeeping with AI categorization

Connect banks and cards, AI categorizes transactions with 95% accuracy. Review exceptions, not every transaction.

idealabsidealabs
$29/mo
Finance💡 IH
Jan 1

Expense management for bootstrapped startups

Simple expense tracking and reimbursement for small teams. No enterprise fluff, just what you need.

idealabsidealabs
$5/mo
Finance💡 IH
Jan 1

Financial forecasting for early-stage startups

Build financial models without an MBA. Templates, benchmarks, and AI assistance for runway planning and fundraising prep.

idealabsidealabs
$49/mo
Finance
Jan 1

Creator equity crowdfunding platform

Let fans invest in creators they believe in. Creators raise capital, fans share in upside and exclusive perks.

idealabsidealabs
$0/mo
Finance
Jan 1

Creator exit and succession planning

Plan for life after content creation. Sell your brand, transition to new owners, or monetize your legacy.

idealabsidealabs
$99/mo
Finance
Jan 1

Carbon removal credit marketplace

Verified marketplace for carbon removal credits. Due diligence, tracking, and retirement of high-quality offsets.

idealabsidealabs
$0/mo
Finance
Jan 1

Climate risk assessment for real estate

Analyze climate risks - flooding, fire, storms - for property investments. Forward-looking risk scoring.

idealabsidealabs
$99/mo
Finance
Jan 1

Climate-adjusted investment analytics

Analyze investment portfolios for climate risk exposure. Transition risks, physical risks, and stranded assets.

idealabsidealabs
$199/mo
Finance
Jan 1

Green hydrogen project marketplace

Connect green hydrogen producers with buyers. Project financing, offtake agreements, and certification.

idealabsidealabs
$0/mo
Finance
Jan 1

AI-powered tax optimization for gig workers

Automatically track deductions, estimate quarterly taxes, and optimize for maximum savings. Built for 1099 income.

idealabsidealabs
$19/mo
Finance
Jan 1

Tokenized real estate investment platform

Invest in fractional real estate ownership on blockchain. Liquid, transparent, and accessible.

idealabsidealabs
$0/mo
Finance
Jan 1

Cross-border payment optimizer for SMBs

Find the cheapest way to send international payments. Compare banks, transfers, and crypto rails.

idealabsidealabs
$29/mo
Finance
Jan 1

AI financial advisor for emerging markets

Affordable AI-powered financial advice for underbanked populations. Localized for specific markets.

idealabsidealabs
$5/mo
Finance
Jan 1

Stablecoin treasury management

Manage corporate treasury in stablecoins. Yield optimization, risk management, and regulatory compliance.

idealabsidealabs
$199/mo
Finance
Jan 1

AI credit scoring for thin-file borrowers

Alternative credit scoring using behavioral and transaction data. Enable lending to underserved populations.

idealabsidealabs
$0/mo
Finance
Jan 1

AI-powered fraud detection for fintechs

Real-time fraud detection that learns your business patterns. Reduce false positives while catching real fraud.

idealabsidealabs
$99/mo
Finance
Jan 1

Payroll for DAOs and web3 organizations

Handle payroll in crypto, tokens, and fiat. Compliance, taxes, and multi-jurisdiction support.

idealabsidealabs
$99/mo
Finance
Jan 1

AI-powered financial compliance assistant

Stay compliant with financial regulations. Automated monitoring, reporting, and audit preparation.

idealabsidealabs
$199/mo
Finance
Jan 1

Micro-investment for emerging markets

Enable investing with as little as $1 in local currency. Financial inclusion through mobile-first investing.

idealabsidealabs
$0/mo
Finance
Jan 1

Real-time business financial intelligence

Live financial dashboard with forward-looking predictions. Know your runway, not just your past.

idealabsidealabs
$99/mo
Finance
Jan 1

Freelancer benefits aggregator

Health insurance, retirement, and perks for freelancers. Group buying power for solo workers.

idealabsidealabs
$19/mo
Finance
Jan 1

Food cost calculator with real-time pricing

Calculate recipe costs with live ingredient prices from suppliers. Optimize menu pricing automatically.

idealabsidealabs
$49/mo
Finance
Jan 1

Real estate deal analyzer for investors

Analyze rental properties, flips, and commercial deals. Cash flow projections and ROI calculations.

idealabsidealabs
$49/mo
Finance
Jan 1

Rent collection automation for landlords

Automated rent collection with late fee calculation, payment plans, and legal notices.

idealabsidealabs
$29/mo
Finance
Jan 1

Tenant screening with ML risk scoring

Comprehensive tenant screening with predictive risk scoring for eviction likelihood.

idealabsidealabs
$49/mo
Finance
Jan 1

BRRRR strategy calculator

Buy, Rehab, Rent, Refinance, Repeat calculator for real estate investors.

idealabsidealabs
$29/mo